"Cat doesn’t have to work. She’s a woman of independent means..." — Lisa Kleypas quote meaning

Cat doesn’t have to work. She’s a woman of independent means. I settled enough money on her to allow her the freedom to do anything she wished. She went to boarding school for four years, and stayed to teach for another two. Eventually she came to me and said she’d accepted a position as a governess for the Hathaway family. I believe you were in France with Win at the time. Cat went for the interview, Cam and Amelia liked her, Beatrix and Poppy clearly needed her, and no one seemed inclined to question her lack of experience.